Asset protection incorporates Return to Invoice cover (RTI) and Guaranteed Asset Protection (GAP).

RTI is designed to pay-out any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle.

If your vehicle is written off, GAP insurance pays the difference between the settlement made by your motor insurance company and the amount you still owe on your finance agreement.

Asset Protection covers you however you paid for the vehicle and will pay-out the greater of the finance GAP or RTI amount, up to the purchase price of the vehicle.

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GAP Insurance Example

Your car is written off.
Your Insurance company will pay £8,000 for the loss of your vehicle.
Your finance company give you a settlement figure of £10,000 to clear your finance.
There is a £2,000 'GAP' - this is the money you can claim using your GAP insurance.

Guaranteed Asset Protection and Return To Invoice (GAP and RTI)

GAP Insurance Example

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